Terms and Conditions Home Terms and Conditions The borrower’s age should be a minimum of 18 years.Loan can only be granted to the Nepali citizen.The borrower must provide a personal guarantor, typically a family member. However, a third-party guarantee is acceptable.Borrowers should have a regular income & can only be considered with income proof documents.Vehicle/Financing product itself remains as primary security of the loan.Repayment on Equate monthly installment (EMI) basis.